homebuyer education

Homebuyer Education: Individualized financial education during a major life purchase

 

On Friday, November 22, 2024 at 10:20am, Melissa J. Rupp and Patrice Powers-Barker will be presenting Homebuyer Education: Individualized financial education for a major life purchase at this year’s Symposium. AFCPE Symposium 2024 is the intersection of financial education, research, and practice.

Welcome to Ohio! Here’s a recipe for candy Buckeyes

A simple mindful reminder:

PowerPoint: Homebuyer Education_AFCPE_2024

National, State, and Local Partners:

Financial Education Resources and Tools for Homebuyers:

If someone is just starting to consider homeownership and calls the office with questions, the CFPB has a roadmap and information on Buying a house: Tools and resources for homebuyers.

Depending on their personal situation, these resources are used by the educator for discussion on the phone call and shared in the follow-up email with the first-time homebuyer.  

Thank you for visiting the Buckeye State. In our session we talked about the famous Buckeye dessert recipe: https://www.justapinch.com/recipes/dessert/candy/ohio-state-buckeyes.html The only thing Patrice would add to this recipe is to add the toothpicks to the peanut butter balls before putting them in the freezer.

Contact Information:

  • Patrice Powers-Barker, CFLE, Extension Educator, Family and Consumer Sciences,  powers-barker.1@osu.edu ​
  • Melissa J. Rupp, AFC®, Assistant Professor, Extension Educator, Family and Consumer Sciences, rupp.26@osu.edu

 

References:

Housing Counseling through Cooperative Extension (2017). The Bridge: The Office of Housing Counseling Newsletter. U.S. Department of Housing and Urban Development. VOLUME 5, ISSUE 9 MARCH 2017  https://www.hud.gov/sites/documents/OHC_BRIDGE033017.PDF

Loibl, C., Durhan, J., and Moulton, S. (2018). Rich Opportunities from Collaboration with a State Housing Finance Agency. Journal of Extension. v56-7 iw5. https://open.clemson.edu/joe/vol56/iss7/16/

Myhre, M., and Elsasser Watson, N. (2017). Housing Counseling Works. U.S. Department of Housing and Urban Development. https://www.huduser.gov/portal/sites/default/files/pdf/Housing-Counseling-Works.pdf

Peck, L., Moulton, S., Bocian, D., Morris, T., DeMarco, D., US Department of Housing and Urban Development, Office of Public Development and Research, Abt Associates. (2021). Long-Term Impact Report: The HUD First-Time Homebuyer Education and Counseling Demonstration. https://www.huduser.gov/portal//portal/sites/default/files/pdf/Long-Term-Impact-Report-HUD-First-Time-Homebuyer-Education-Counseling-Demonstration.pdf

Sackett, C. (2016).  The Evidence on Homeownership Education and Counseling. U.S. Department of Housing and Urban Development. https://www.huduser.gov/portal/periodicals/em/spring16/highlight2.html

 

 

 

 

 

 

 

OSU Extension Homebuyer Education Team

December 2020

To Extension colleagues from other states, please see below with details about OSU Extension’s 2019-2020 partnership with the Ohio Housing Finance Agency.

To OSUE colleagues.  If you are interested in …

  • Partnering with the OSUE Homebuyer Education team in 2021, please contact Caezilia Loibl at loibl.3@osu.edu
  • Connecting with colleagues from the 2019 – 2020 team, please see list below from the 2020 NEAFCS poster and ignite presentation
  • Sharing information about OHFA’s programs with potential homebuyers, please visit https://myohiohome.org/index.aspx 

The Ohio State University Extension Homebuyer Education Team is pleased to celebrate a successful partnership with the Ohio Housing Finance Agency.  The team will be co-presenting at the 2020 National Extension Association of Family and Consumer Sciences (NEAFCS) Virtual Annual Session.

A list of state housing finance agencies is available from the National Council of State Housing Agencies at this website: https://www.ncsha.org/housing-finance-agencies-list/

  • 2020 NEAFCS Ohio Homebuyer Poster
  • All of the following OSU professionals were part of the team when the application was submitted. Some of our colleagues have retired before this virtual conference. All names are listed and email links are provided for those who are currently working on this presentation. Please contact us with any questions:
    • Beth Stefura (stefura.2@osu.edu), Caezilia Loibl (loibl.3@osu.edu), Margaret Jenkins (jenkins.188@osu.edu), Donna Green, Patrice Powers-Barker (powers-barker.1@osu.edu), Melissa Rupp (rupp.26@osu.edu), Heather Reister (reister.6@osu.edu), Melanie Hart, Melinda Hill (hill.14@osu.edu), Amanda Osborne, Lois McCampbell, Whitney Gherman

 

 

 

 

 

 

 

REFERENCES

Evidence for asset building. (2011). MassINC. Retrieved 08/03/20 from https://massinc.org/2011/06/16/evidence-for-asset-building/

Housing Counseling through Cooperative Extension (2017). The Bridge: The Office of Housing Counseling Newsletter. U.S. Department of Housing and Urban Development. VOLUME 5, ISSUE 9 MARCH 2017    https://www.hud.gov/sites/documents/OHC_BRIDGE033017.PDF

Loibl, C., Durhan, J., and Moulton, S. (2018). Rich Opportunities from Collaboration with a State Housing Finance Agency. Journal of Extension. v56-7 iw5. Retrieved 08/03/20 from https://www.joe.org/joe/2018december/iw5.php

Myhre, M., and Elsasser Watson, N. (2017). Housing Counseling Works. U.S. Department of Housing and Urban Development. Retrieved from  https://www.huduser.gov/portal/sites/default/files/pdf/Housing-Counseling-Works.pdf

Moulton, S., Collins, J., Loibl, C., and Samek, A. (2014). Effects of monitoring on mortgage delinquency: Evidence from a randomized field study. Journal of Policy Analysis and Management. https://doi.org/10.1002/pam.21809

Sackett, C. (2016).  The Evidence on Homeownership Education and Counseling. U.S. Department of Housing and Urban Development. Retrieved 08/03/20 from https://www.huduser.gov/portal/periodicals/em/spring16/highlight2.html