Financial Wellness for EPHAC

Financial education across the lifespan with Ohio State University Extension

This presentation shares some of the OSU Extension, FCS financial education resources from Family and Consumer Sciences (FCS) to Extension Public Health AmeriCorps (EPHAC)

icon of woman and man holding fists in air similar to Rosie the Riveter to promote American volunteers and hard work

EPHAC members: please share resources with local partners and please use whatever materials are most useful to you personally. For example, I wrote a blog about the six-lesson Manage Your Money program, titled Why I am Bringing Work Home related to a six-week financial education email program many years ago! The main point is: “The risk …..is that it looks like we’ve got it all together!  We don’t have it all together, but as we work on areas where we need to improve, we will not forget to applaud the past choices and decisions where we got it right. Even for individuals and couples who have extensive experience and success with a household budget, it’s always a good idea to do a regular review, especially when there are changes in who is living in the house or with income or expenses.”

Contact Information: Patrice Powers-Barker, OSU Extension, Lucas County Family and Consumer Sciences (FCS), powers-barker.1@osu.edu

PowerPoint from webinar: EPHAC_financial_2025

“To personalize your financial plan, you need your own data. Invest the time now for a better payoff later” Manage Your Money, OSU Extension

Resources (links) shared in the presentation:

 

 

National and State Partners:

 

References: 

Arah, O., A., (2009). On the relationship between individual and population health. Med Health and Care Philos. 12:235:244. doi: 10.1007/s11019-008-9173-8.

Bartholomae, S., Kiss, D. E., & Pippidis, M. (2024). Documenting Cooperative Extension’s family resource management impacts: Insights and outcomes from a national effort. Journal of Human Sciences and Extension, 12(2), 1. DOI: https://doi.org/10.55533/2325-5226.1434

Housing Counseling through Cooperative Extension (2017). The Bridge: The Office of Housing Counseling Newsletter. U.S. Department of Housing and Urban Development. VOLUME 5, ISSUE 9 MARCH 2017  https://www.hud.gov/sites/documents/OHC_BRIDGE033017.PDF

Loibl, C., Durhan, J., and Moulton, S. (2018). Rich Opportunities from Collaboration with a State Housing Finance Agency. Journal of Extension. v56-7 iw5. https://open.clemson.edu/joe/vol56/iss7/16/

Rupp, M., J., and Powers-Barker, P. (2024). Homebuyer Education: Individualized financial education during a major life purchase at AFCPE Symposium 2024. go.osu.edu/afcpehomebuyer

Vital Conditions for Health and Well-Being. (2025). The Ripple Foundation. https://rippel.org/vital-conditions/ 

 

 

 

 

 

 

 

Homebuyer Education: Individualized financial education during a major life purchase

 

On Friday, November 22, 2024 at 10:20am, Melissa J. Rupp and Patrice Powers-Barker will be presenting Homebuyer Education: Individualized financial education for a major life purchase at this year’s Symposium. AFCPE Symposium 2024 is the intersection of financial education, research, and practice.

Welcome to Ohio! Here’s a recipe for candy Buckeyes

A simple mindful reminder:

PowerPoint: Homebuyer Education_AFCPE_2024

National, State, and Local Partners:

Financial Education Resources and Tools for Homebuyers:

If someone is just starting to consider homeownership and calls the office with questions, the CFPB has a roadmap and information on Buying a house: Tools and resources for homebuyers.

Depending on their personal situation, these resources are used by the educator for discussion on the phone call and shared in the follow-up email with the first-time homebuyer.  

Thank you for visiting the Buckeye State. In our session we talked about the famous Buckeye dessert recipe: https://www.justapinch.com/recipes/dessert/candy/ohio-state-buckeyes.html The only thing Patrice would add to this recipe is to add the toothpicks to the peanut butter balls before putting them in the freezer.

Contact Information:

  • Patrice Powers-Barker, CFLE, Extension Educator, Family and Consumer Sciences,  powers-barker.1@osu.edu
  • Melissa J. Rupp, AFC®, Assistant Professor, Extension Educator, Family and Consumer Sciences, rupp.26@osu.edu

 

References:

Housing Counseling through Cooperative Extension (2017). The Bridge: The Office of Housing Counseling Newsletter. U.S. Department of Housing and Urban Development. VOLUME 5, ISSUE 9 MARCH 2017  https://www.hud.gov/sites/documents/OHC_BRIDGE033017.PDF

Loibl, C., Durhan, J., and Moulton, S. (2018). Rich Opportunities from Collaboration with a State Housing Finance Agency. Journal of Extension. v56-7 iw5. https://open.clemson.edu/joe/vol56/iss7/16/

Myhre, M., and Elsasser Watson, N. (2017). Housing Counseling Works. U.S. Department of Housing and Urban Development. https://www.huduser.gov/portal/sites/default/files/pdf/Housing-Counseling-Works.pdf

Peck, L., Moulton, S., Bocian, D., Morris, T., DeMarco, D., US Department of Housing and Urban Development, Office of Public Development and Research, Abt Associates. (2021). Long-Term Impact Report: The HUD First-Time Homebuyer Education and Counseling Demonstration. https://www.huduser.gov/portal//portal/sites/default/files/pdf/Long-Term-Impact-Report-HUD-First-Time-Homebuyer-Education-Counseling-Demonstration.pdf

Sackett, C. (2016).  The Evidence on Homeownership Education and Counseling. U.S. Department of Housing and Urban Development. https://www.huduser.gov/portal/periodicals/em/spring16/highlight2.html