Real Money. Real World. (RMRW) is a youth-focused financial literacy program from Ohio State University Extension. It can be used with youth ages 12-18, but it is ideally suited for youth ages 13-16. The curriculum is time-tested and has been highly successful because of the creative community efforts of Extension educators, local school teachers, and community volunteers.

Real Money. Real World. is fun and distinctive because it includes an interactive spending simulation that provides the opportunity to make lifestyle and budget choices similar to those made by 27-year-old adults. As a program of Ohio State University Extension, the most preferred and successful RMRW programs are partnerships of the county OSU Extension office, the school, and the business community. RMRW has three parts:

Part I: Four preparatory classroom lessons

Part II: A hands-on budget management and decision-making spending simulation

Part III: A post-session evaluation of spending choices made during the simulation

The OSU Clermont County Extension Office is now scheduling times for Real Money, Real World in-person or virtual demonstrations for the Fall/Winter.

If you are interested in scheduling a time for your organization or classroom please contact Margaret Jenkins, FCS Educator Clermont County, @ jenkins.188@osu.edu or contact the Clermont County Extension office @ 513-732-7070.