Our top three ideas were, owner-tenant multifaceted agreement, tax breaks and benefits for paying rent on time, and to promote energy efficiency and lower utility costs through tax benefits for insulating your home.

Tax benefits for insulating your home would make housing more affordable in more ways than one. For starters, the insulation in itself would help to save money on utilities by allowing the homeowner to use their heating and air conditioning less. To add tax benefits to would give even more saving to the homeowner making them it easier to pay for their mortgage or any other bills.

Giving tax breaks to renters who pay their rent on time would provide an excellent incentive for the renters to save some money. It would also help out the landlord with more people trying their best to pay their rent on time. This idea would promote good money management for renters as well.

Our team agreed that the best idea to make housing more affordable was an owner-tenant multi-faceted agreement. There are a number of different options in which this agreement could work. One example would be a homeowner or landlord hiring one of his tenants as a plumber to work on his properties for a reduction on their lease. This idea would allow any person with any type of skilled trade or training to afford housing.