Introduction of capstone project
My capstone project is focusing on a niche topic: Actuarial Science. What is Actuarial Science? Here is a formal explanation from Wikipedia: “Actuarial science is the discipline that applies mathematical and statistical methods to assess risk in insurance, finance, and other industries and professions. More generally, actuaries apply rigorous mathematics to model matters of uncertainty. Actuaries are professionals trained in this discipline.”. This long line can be cut short as Actuarial Science is the math of risk in many different fields. In the year of 2018, Actuarial Science suddenly became the most valuable major in college. And many media and news have been introducing this incredible major to their audience. There must be a concern: what makes actuarial science to became a so unique major and what’s the difference between actuarial science and math? Basically, math is a part of actuarial science but it’s not all of it. Actuaries needs to be an expert in math, finance, insurance, programing and so on. A wide range of fields is one of the characteristics of actuarial science. The most striking, of course, is the actuarial exam. The actuarial exam is divided into several subjects similar to the CPA but more difficult. Passing the actuarial exam means that you already have some qualifications as an actuary. As more and more people become interested in actuarial science, it raises a question: the actuarial exam is a test to see if you’re a qualified actuary, but it’s well known that learning and work don’t mix. So is the actuarial exam a decision to get a job or an internship? I am now a sophomore major in actuarial science, who also needs to conquer actuarial examination. Of course, I also have a great curiosity about my future career. Therefore, I want to take this as a research topic to do some investigation on how much actuarial exams is going to affect actuaries in their professional career such as internship?
A Chinese scientist, Jiankui He, edited a baby’s gene and made the baby has nature antibiotic to HIV. This is not allowed by many regulations.
Jiankui He, who is an assistant professor at Southern University of Science and Technology in China. On November, 26th, 2018. He announced that a pair of twins baby, Lulu, and Nana, is born with nature antigens to HIV virus because he edited their genes. Much Chinese scientific organization announces that this action is prohibited and illegal. And Chinese society will research about these situations and give punishment to those organizations who are doing illegal gene editing research.
I think gene editing is both good and bad. It is good because it can help people get rid of that painful disease so that human being can live longer and live in a happier life without those diseases. But at the same time, it is also very creepy. Because this action can start to change human being become a robot. I think a human being should always facing sickness and death. If people can get rid of those, it is not human anymore. That would be called a robot. I think Jiankui He deserves punishment because he is doing something has not been proven by anything scientific regulations. Instead, there are many laws and regulations are saying that gene editing is illegal and not allowed in China.
Spring 2019 semester is almost ended, my freshmen year is almost ended as well. When I paused and look back to what I did for my freshmen year, I think the most important thing is planning. In the beginning, I choose my major because I love math and I want to do math in real life but I know nothing else about this career. By the times going on, I know more about what course that I need to take and make the four years of study planning for an actuarial science career. And later on, I went to a couple of presentations that actuarial science club planed, and I know more about the actuarial exams and what I skill that I should have before I went out for internships. I start to pay attention to the skills that I need to gain outside school time such as python.
But sometimes things do not go as well as my expectations. Sometimes all things are crowded together and I just can get things done. During my freshmen year, I find out that I am lack of the skill of multitasking. I can not handle so many things at the same time. I think that I had improved a lot throughout the year. And I think that this is a really important skill that I need to keep working on it for the future.
In the end, I think this is a great year for me. Because I feel that the scholar program gives me a lot of opportunities that other international student would not be able to have. And I am actually growing up from a high school student to a college student in a real way. And I am really looking forward to another great year to be spent with scholar programs.
The actuarial science club organized a presentation on April 1st by the president of CAS which is an actuarial science organization. Each actuarial science student needs to be able to graduate from college and also be able to pass the exam in order to be able to participate in the actuarial science career.
This presentation is being given by Jim Christie who is the president of the CAS. This presentation gives me more details about my career pathway and helps me to organize more about what I should be able to do before I graduated from college and step into the next stage.
The actuarial science exam is much harder than the class that we take during school time. The pass rate of the exams is pretty low. And this is also the reason why it is a hard major. Actuarial science major requires students to finish a four years school work like other student but at the same time, they also need to pass at least two to four exams so that they would be able to get into the career.
For an actuarial science major, which is very similar to a math major. But besides math skill, actuarial science major also requires a high level of communication skill and financial skill. Those skills are very hard compared to math skill. This presentation gives a lot of tips about how can I be more prepared and be more competitive in my career for the future. And what I should do for the rest of my college life.
The first semester of my freshmen is almost done, I think that I have accomplished so much for this semester and also improved in many ways. One of the most important skills I gained this semester is that I can manage my time and handle the pressure better. At the beginning of this semester, I have a lot of school work need to do every day. The OIA office recommends an international student to take 14-hour class for the first semester, but my advisor offers me courses that end up as 16 hours in total, so it seems to be a bit tough to me. In the beginning, I don’t even know where to start my work. And I always feel I am so stressed about everything because I take a lot of class and each one of them has very much of self-study. one of them is an honor course, which makes the situation even worse. I felt so helpless, at the same time I know that I have to start with a piece of it and finished all of them. But sometimes I feel so tough. Now I can organize my time better and I will be able to group them and finish them ahead of the time. I still have a lot of work need to be finished but I do not feel the same way as I felt at the beginning of this semester. I think I know that what is the most important and that comes the first, then finished the rest. This is a huge step in improvement for myself. And I hope that as I am moving forward I will be able to handle more and more thing. Not only in the numerous but also in the quality.
For Scholar Seminar that we need to interview a professor about their research project. I went to interview professor Nuo Sun. He is focusing on the research of heart disease, especially focus on congestive heart failure. According to the report that the global population starts to get older and older and, the geriatric disease seems to be a big part of it. He thinks that if the scientist can research on this career it will benefit the human in the future. And he mentioned that when he was doing the research he is always so clear about what he wants, so he will always focus on the main goal that he need to do. So that he always knows what he wants and he never fell there is too much work and he can’t handle this anymore.
After this conversation, I learned that attitude is really important for me and it would really affect me in the career I am studying in. This conversation did give me a little hint about how can I get through my current situation because I think I have too much work and I don’t kn0w what should I do for this. I am also trying to find where am I going, I can’t decide for what I am going to do for the next four years, and professor Sun gives some suggestions on what I should do for now. I think this helps me a lot. I will always remember that I need to find my main goal throughout my life, and no matter what happens the only thing I need to do is Working towards my main goal. The Goal will change over time but my passion for that goal should never change. I think many of my peers are also facing the same kind of situations now, and I think I get a chance to talk to a person who had already get through this situation and works well in this career I think this could help me to build up my motive to move forward and help me to deal with my situation in the current stage. This activity makes me step out of my comfort zone because I need to start and lead the conversation all by myself, and I am not a person who really like to speak up, and this activity challenges me a little bit.
I am Jiaen Li. I am majoring in Mathematics. I am an international student from China, and I live in Cincinnati in the past five years. I choose STEM EE Scholars is because I like Science and Math a lot, and I have to have further exploration in these areas. I know that scholars are learning more outside the classroom, that’s what I am interested in. In China, we sit in the classroom and do whatever teacher tells us to do, and now here is a chance that I can go out and learn in a different way. My dad is a doctor and I was reading the biochemistry textbook when I was little, and later on, I start to interesting in math. So now I decide to do more in math. I am interested in STEM because I think the STEM is helping us through our everyday life, it’s important and helpful in the worldwide. My personal skill is that I can get into a situation quickly since my personal experience, I would love to work hard and to learn the professional skills in math.
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