Wondering where health care and health insurance fit in your farm plan?
Every farm and family are different. This website provides information and resources to help farmers make decisions to protect their health and well-being now and in the future.
For the majority of American’s access to health care is mediated through health insurance. There are a number of different ways to obtain health insurance plans ranging from employer based plans to private and public options.
The resources below explain health care and health insurance options and provide tools to help you compare different options.
Health Care Insurance Options for Farm Business Operations
- “Farm Operations and Health Care Options” summarizes different health care options and clarifying health care and health insurance terms. Look for words in bold, These are considered important words to know and their definitions are listed at the end of the document. Author: University of Delaware.
- “Health Care Insurance Options for Farm Business Operations“ is a fact sheet from the University of Delaware that outlines available health insurance options that managers of farm operations can consider and provides some tools you can use to compare plans.
Understanding Health Care and Health Insurance Terms
- Overview of Summary of Benefits- Coverage Doc
- “Health Insurance – Important Words to Know” is a quick guide to important terms.
- Health Insurance Plans offered through The Marketplace Must offer the 10 Essential Health Benefits
Family Conversation Guides for Health Care, Health Insurance, and Risk Management
Tools to help you choose a health insurance plan that works for your family and farm.
- University of Maryland Smart Choice Smart Use Health Insurance is a guide to help you pick a health insurance plan, understand your plan, and use your plan.
- Workbook My Smart Choice 8th edition is part of the University of Maryland Smart Choice tool kit, and is a downloadable workbook you can use to compare and select health insurance plans.
- Understanding and Estimating Health Care Expenses worksheet
- “Open Enrollment on the Health Insurance Marketplace for the Farm Population” guide from Penn State Extension provides an overview on the health insurance marketplace and how to navigate open enrollment.