Sherman Hanna, downloadable papers

Sherman Hanna, downloadable papers

Note, all of these papers are copyright, by AFCPE, other organizations,
or Sherman Hanna and various coauthors. Use of the materials in these
papers
is subject to the Fair Use Doctrine on the U.S. Copyright Laws.
{Also see:

afcpe.org, publications, and search for Hanna for articles published in the Journal of Financial Counseling and Planning.

consumerinterests.org, publications, Consumer Interests Annual for papers}

• Yuh, Y. & Hanna, S. D.(2009). Which households think they save? Accepted for publication in the Journal of Consumer Affairs.
• Hanna, S. D. & Lindamood, S. (2005). Risk
  tolerance of married couples. Proceedings of the Academy of
  
  Financial Services.
• Lindamood, S., & Hanna, S. D. (2005). Determinants
  of the wife being the financially knowledgeable spouse.
  
  Proceedings of the Academy of Financial Services.
• Hanna, S.D. (2005). Most
  cited authors, 1990-2004, Financial
  Counseling and Planning, 16
  (1), iii-iv.
• Yao, R. & Hanna, S.D. (2005).  The effect of gender and marital
  status on financial risk tolerance.   Journal of Personal Finance, 4 (1), 66-85.
• Yao, R., Gutter, M.S., & Hanna, S.D. (2005).  The financial risk tolerance of
  Blacks, Hispanics and whites.  Financial Counseling and Planning,
  16 (1), 51-62.
• Hanna, S. D.
  & Lindamood, S. (2004).An
  improved measure of risk
  aversion. Financial Counseling and Planning, 15
  (2), 27-38.
• Yao, R.,
  Hanna, S. D., & Lindamood, S. (2004).  Changes in financial risk tolerance,
  1983-2001.  Financial
  Services
  Review, 13
  (4), 249-266.
• Lai, C. W. & Hanna, S. D. (2004).Are
  the portfolios of older worker households
  efficient? Journal of
  Personal Finance, 3(4), 101-117. 
• Yao, R., Hanna,
  S. D., & Montalto, C. P. (2003). The
  capital accumulation ratio as an indicator of retirement adequacy. Financial Counseling and Planning, 14
  (2), 1-11. 
• Hanna, S. D., Gutter, M. S., &
  Fisher, P. J.
  (2003). Risk aversion and the elasticity
  of marginal utility with respect to
  consumption, Consumer Interests Annual, 49.
• Montalto, C. P., Yuh, Y., &
  Hanna, S. (2000). Determinants
  of planned retirement age. Financial
  Services Review, 9(1), 1-15.
  
• Yuh, Y., Hanna, S., &
  Montalto, C. P. (1998). Mean and pessimistic
  projections of retirement adequacy. Financial Services Review, 7(3),
  175-193.
  
• Yuh, Y., Montalto, C. P. & Hanna, S.
  (1998). Are
  Americans prepared for retirement? Financial
  Counseling
  and Planning, 9 (1), 1-12.
• Hanna, S. (1998). Taking
  uncertainty into account in projecting portfolio accumulations,
  paper
  presented at the Midwest Finance Association, Chicago, March, 1998.
• Chen, P., Hanna, S., & Montalto, C. (1998). Which
  comes first? The saving decision or the investment decision?
  paper
  presented at the Midwest Finance Association, Chicago, March, 1998.
• Hanna, S. (1997). What
  should every student know? Financial Counseling and Planning,
  8(2), 85-86.
• Hanna, S. (1997). The
  backward art of managing money. Financial Counseling and
  Planning,
  8(2), ii.
• Hanna, S. & Chen, P. (1997). Subjective
  and objective risk tolerance: Implications for optimal portfolios. Financial
  Counseling and Planning, 8(2), 17-26.
• Wang, H. & Hanna, S. (1997). Does
  risk tolerance decrease with age? Financial Counseling and
  Planning, 8
  (2), 27-31.
• Hanna, S., DeVaney, S., & Davis, F. W. (1997). Using
  case studies to teach financial counseling and planning in a Variety of
  Settings. Proceedings of the Association for Financial
  Counseling
  and Planning Education, 47. (Web pages include supplementary
  material.)
• Chang, Y.R., Hanna, S. & Fan, X.J. (1997). Emergency
  fund levels: Is household behavior rational?, Financial
  Counseling
  and Planning, 8 (1), 47-55.
• Chen, P. & Hanna, S. (1996). Retirement
  accounts: High returns with safety, Proceedings of the
  Association
  for Financial Counseling and Planning Education, 107-116.
• Hanna, S. (1996). So
  what? And other responses to research , Financial Counseling
  and
  Planning, 7, iii-v.
• Hanna, S. & Chen, P. (1996). Efficient
  portfolios for saving for college, Financial Counseling and
  Planning, 7,
  115-122. (Previous version of paper received an award for $1,000 for
  excellence
  from the Certified Financial Planner Board.)
• Sung, J. & Hanna, S. (1996). Factors
  related to risk tolerance, Financial Counseling and Planning,
  7,
  11-20.
• Chang, Y. R., & Hanna, S. D., Huston, S. J. & Xiao, J. J.
  (1996). The
  Web: Promises and pitfalls, Proceedings of the Association for
  Financial
  Counseling and Planning Education, 147
• Hanna, S. (1996). Cyberspace:
  Consumer protection issues. Consumer Interests Annual, 42,
  263-264.
• Hanna, S., Chang, Y.R. & Fan, X.J. (1995). Optimal
  life cycle savings, Financial Counseling and Planning, 5,
  1-15.
• Lee, H. & Hanna, S. (1995). Investment
  portfolios and human wealth, Financial Counseling and Planning,
  5,
  147-152.
• Oleson, B., Bradshaw, E. & Hanna, S. It’s
  about time – A family time use educational tool. Family
  Economics
  and Resource Management Biennial, 1, 71-72.
• Finke, M., Ismail, M., Chen, P., Jayathirtha, C., Wang, H., Park,
  S.
  &
  Hanna, S. How
  much should consumers be willing to pay for information about quality
  and
  price? Implications for cyberspace. Family Economics and
  Resource
  Management Biennial, 1, 21-22.
• Wang, H., Mok, C. F. J. & Hanna, S. D. (1994). Are
  the consumption patterns of elderly households consistent with a life
  cycle
  model? Asia Pacific Advances in Consumer
  Research,   
  I, 237-245.
• Bae, M., Hanna, S. and Lindamood, S. (1993). Patterns
  of overspending in U.S. households, Financial Counseling and
  Planning,
  4, 11-30.
• Hanna, S. (1989). Optimization
  for family resource management. Proceedings of the Southeastern
  Regional
  Association for Family Economics-Home Management Conference, 4-16.

Sherman
Hanna’s Web Pages