Jing Zhao


photoJing Zhao


Education:

Ph.D. in Family Resource
Management (June 2003) The Ohio State University, Columbus, OH


Master of Applied Statistics
(June 2001) The Ohio State University,
Columbus, OH

Employment


Senior Risk Analyst, National
City Bank, Cleveland, Ohio.

Publication and Proceedings:


Zhao, J.
(2003). Household debt service burden: An exploration on the effect of
credit
constraints. Unpublished dissertation. The Ohio State University.


Zhao, J., Montalto, C. P.,
& Hanna, S. D. (2001). Which households meet the household debt
service
burden guidelines? Proceedings of the Academy of Financial Services,
p. 22.


Zhao, J. & Widdows, R.
(2001). Attitude towards Biotechnology and its Products in a sample of
Students.
Consumer Interests Annual, 47.

Zhao, J. & Sanik, M. M. (2001).
What Consumers Gain in Television Shopping Programs: An Informational
Perspective
on TV Shopping, Family Relations & Human Development/ Family
Economics
& Resource Management Biennial, Volume 4, 170-177.


Zhao, J. (2000). Factorial
Effects of Channel and Product on Types of Information Consumers are
Exposed
in Television shopping. Poster exhibition in OARDC Annual Conference,
April
2000, Wooster, OH.



Membership and Honor


American Council on Consumer
Interest


American Association of Family
and Consumer Sciences


Ford Travel Grant ($1,000)
to student paper in 2001 ACCI annual conference, Washington, DC


Research Assistant

September 1998 to September
2001:


Mainly working with OSU extension,
designed Access database for National Welfare Reform Research Project
(NC223),
assisted interviews with Ohio welfare recipients, analyzed qualitative
and
quantitative data on Welfare Reform Protocol, Body image and State Food
Nutrition Projects.


Selected
photos