Financial Counseling and Planning
About the Authors, Volume 11 (2), 2000
Scot
M. Allgood, Financial Management, Financial Problems and Marital
Satisfaction Among Recently Married University Students, is a licensed
Marriage and Family Therapist, Clinical Member and Approved Supervisor
in the American Association for Marriage and Family Therapy. He is an Associate
Professor in the Department of Family and Human Development at Utah State
University and operates a small private practice specializing in marital
and adolescent issues. Currently he serves as the President of the Utah
Association for Marriage and Family Therapy. As a professor he has published
over 20 articles in refereed journals and has over 40 refereed national
presentations. He earned his B.S. in Family Relations from Weber State
University, an M.S. in Home Economics (Marriage and Family Therapy Specialty)
from Montana State University and his Ph.D. in Marriage and Family Therapy
from Brigham Young University.
Lillian
Chenoweth, A
Qualitative Study of the Money Goals of College Students and their Parents,
has been a Professor in the Department of Family Sciences at Texas Woman’s
University in Denton, Texas for more than 20 years. She teaches Family
Economics and Family Financial Counseling, as well as other family studies
courses. Her Ph.D. is from Texas A&M University.
Sharon
M. Danes, Financial
and Relationship Predictors of Family Business Goal Achievement, is
Professor in the Family Social Science Department at the University of
Minnesota. Her B.A. is from the University of Wisconsin-Madison, M.S. is
from Michigan State, and her Ph.D. is from Iowa State University. Her current
research interests include the intersection of social and economic decision
making particularly in family businesses, women and financial management,
and children and money. In 1998 she received the Dean and Director’s Award
to Distinguished Extension Faculty. In 1997 she received the Excellence
in Research Award for the College of Human Ecology at the University of
Minnesota and was recognized by her family economics colleagues in 1996
with the Family Economics and Resource Management Division Research Award
which is a division of the American Association for Family and Consumer
Sciences.
Jennie
Long Dilworth,
A Qualitative Study of Money Goals of College
Students and Their Parents, is an Assistant Professor of Child and
Family Development in the Department of Family and Consumer Sciences at
Georgia Southern University. She earned a Ph.D in Family Studies at Texas
Woman’s University in 1998. She taught psychology, human development, and
family studies courses as an adjunct during her doctoral coursework. Her
research interests include family influences on money management, money
attitudes and their impact on money management practices, and compulsive
buying.
Kevin C. Doll, Financial
and Relationship Predictors of Family Business Goal Achievement,
student in the Family Social Science Department at the University of Minnesota.
He received a Master’s degree in Marital and Family Therapy at Kansas State
University in 1998, and his BA in psychology from Fort Hays State University
in 1994. His areas of interest include providing therapeutic treatment
to rural communities, and domestic violence.
Jo
Ann Engelbrecht, A
Qualitative Study of the Money Goals of College Students and their Parents,
is a Professor in the Department of Family Sciences at Texas Woman’s University
in Denton, Texas. She is a Certified Family Life Educator and a Certified
Family and Consumer Scientist. She teaches parenting and family studies
courses. Her Ph.D. is in Family and Child Relations from Oklahoma State
University.
Bradley
T. Ewing, Sector Index Returns and the Market: An Examination
of the Pre- and Post-Crash Periods, is Assistant Professor of Economics
at Texas Tech University. He earned a Ph.D. in economics from Purdue University
and specializes in finance and time series econometrics. He received the
Best Article Award in 1998 for “The Long-Run Relation Between the Personal
Savings Rate and Consumer Sentiment” from the Association for Financial
Counseling and Planning Education.
Farooq Malik, Sector
Index Returns and the Market: An Examination of the Pre- and Post-Crash
Periods, earned a Ph.D. in economics from Texas Tech University where
he is Visiting Assistant Professor. His main area of interest is financial
economics. He recently accepted a position at the Berks-Lehigh Valley campus
of Penn State University.
Nita S. Fitzgerald, Financial
and Relationship Predictors of Family Business Goal Achievement,
is a doctoral student at the University of Minnesota in the Family Social
Science department. She holds a BA in Psychology and an MS in Marriage
& Family Therapy from the University of Wisconsin–Stout and has life
experience growing up in a family-run business. Prior to returning to academia,
she worked as a program evaluator and in-home family therapist in Eau Claire,
WI. This is her first publication. Research interests include: the effect
of organizational/agency philosophy on staff and clients, family therapy
training, and adoption-related dynamics.
Michael
S. Gutter, Human
Wealth and Financial Asset Ownership, is
an Assistant Professor and CFP Program Director for the Department
of Consumer Science, in the School of Human Ecology at the University of
Wisconsin-Madison. He earned his Ph.D. in Family Resource Management from
The Ohio State University in 2000. During 1999-2000, Gutter was awarded
the Doris Risley Fellowship. Gutter also received the 1999 Texas Instruments
Award for an Outstanding Paper, for a paper presented at the Academy of
Financial Services, and was co-winner of the 2001 ACCI Dissertation Award.
He has published in Financial Services Review. His current research
interests include understanding financial decision-making including use
of debt, risk management, and investment decision-making. One focus of
this program centers on identifying racial, ethnic, and cultural differences
in the decision-making process and in determinants of these decisions.Photo
Charles
B. Hatcher, Should Households Establish Emergency Funds?,
is an Assistant Professor in the Department of Human Development and Family
Studies at Iowa State University. He has been recognized nationally for
empirical work focusing on personal financial decision making. His doctoral
thesis on the economics of retirement planning decisions was chosen by
the American Council on Consumer Interests (ACCI) as the best dissertation
of 1997. His article “A Model of Desired Wealth at Retirement” was chosen
as best journal article of 1997 by the Association for Financial Counseling
and Planning Education. He received his B.S., M.S. and Ph.D. Degrees from
Cornell University in 1993, 1995 and 1997, respectively. He is currently
conducting research looking at rural versus urban differences on rates
of return on housing stock through a grant with the United States Department
of Agriculture. Other current research projects include work on optimal
investment portfolios for retirement, life insurance adequacy of United
States households, and the financial planning strategies of low-income
American households. Photo
Karen
Hogan, Small Stocks for the Long Run, is an Associate Professor
of Finance at St. Joseph’s University. She received her Ph.D. from Lehigh
University, Bethlehem, PA and her BS in finance from LaSalle University,
Philadelphia, PA. She has published numerous articles in journals such
as Financial Review, Quarterly Review of Economics and Finance, Journal
of International Financial Markets, Institutions and Money, Journal of
Multinational Financial Management, Advances in Investment Analysis and
Portfolio Management, Advances in Financial Planning and Forecasting, and
Advances
in Mathematical Programming and Financial Planning. She has presented
papers at the Financial Management Association, Eastern Finance Association,
and Southern Finance Association. Her current research interests include
IPO carve outs and leverage financing.
Barbara
C. Kerkmann, Financial Management, Financial Problems and Marital
Satisfaction Among Recently Married University Students, holds a B.A.
in Family Financial Management and an M.S. in Marriage and Family Therapy.
She has been an Accredited Financial Counselor since 1996. She currently
works as a family therapist at a non-profit family support center, where
she also offers financial counseling. At the family support center Barbara
teaches workshops, groups and classes on a variety of family and financial
topics, depending on client demand. Barbara is a frequent guest speaker
for religious and civic organization on family and financial topics in
Cache and Box Elder County, UT. In addition she has taught Personal Financial
Software and Financial Counseling courses as well as summer credit workshops
on investing at Utah State University as a temporary instructor. She maintains
a small financial counseling practice in her home. In 1998 her article
“Motivation and Stages of Change in Financial Counseling” was published
in Financial Counseling and Planning.
Richard
J. Kish, Small Stocks for the Long Run, is an Associate
Professor of Finance at Lehigh University, Bethlehem, PA. He received both
his Ph.D. (Finance) and MBA (Concentration in Finance) from the University
of Florida, Gainesville, FL in 1988 and 1985 respectively. He received
his BS in Secondary Education (Concentration in Mathematics) from Clarion
State University, Clarion, PA in 1977. He has published over 40 articles
in journals such as Financial Review, Applied Financial Economics, Global
Finance Journal, Journal of Applied Corporate Finance, Quarterly Review
of Economics and Finance, and Journal of Multinational Financial
Management. He has presented papers at the Financial Management Association,
Eastern Finance Association, Southern Finance Association, and the Midwest
Finance Association Annual Meetings. His current research interests include
IPOs, debt financing, and investment alternatives.
Birgitta
Klingander, Swedish Consumers’ Experiences of Financial Counseling,
is a Doctoral Candidate and Lecturer in Home Economics in the Department
of Home Economics at Göteborg University, Sweden. Her research deals
with households’ responses to changes in monetary resources, research into
financial counseling and financial management. The subject of her dissertation
research is “Households in Economic Crises”. Her previous jobs included
working for the Swedish Board of Education to developing and plan a new
curriculum for Home Economics for upper secondary level education.
Thomas R. Lee,
Financial
Management, Financial Problems and Marital Satisfaction Among Recently
Married University Students, is
a Professor of Family and Human Development at Utah State University and
an Extension Specialist with Utah State University Extension. He received
his Ph.D. in 1982 from Virginia Tech in Family and Child Development. His
research interests include
risk factors and protective factors in adolescent problem behaviors, mentoring
as an intervention with youth-at-risk, family resiliency, parenting, model
community-based programs for promoting family resiliency, and family assessment.
In his role as Extension Specialist, he works with county Extension offices
throughout Utah to disseminate current, research-based information to help
improve the quality of life for children, youth and families. He gives
many presentations throughout the state and develops materials for use
by parents, teachers, and professionals serving families. He is currently
the Principal Investigator of a state-wide mentoring program in Utah, “Youth
and Families with Promise”, funded by the Office of Juvenile Justice and
Delinquency Prevention (OJJDP) and USDA.
Jean
Lown, AFinancial
Management, Financial Problems and Marital Satisfaction Among Recently
Married University Students,
has taught personal financial management and family economics in the Utah
State University College of Family Life since 1982. Her research focuses
on financial planning for women, retirement planning, and bankruptcy.
Bruce W. Most, Improving
Family Financial Security: A Family Economics-Social Work Dialogue,
is the senior editor of the Journal of Financial Planning, published monthly
by the Financial Planning Association. He is also a freelance writer specializing
in the area of personal finance, for which He has written hundreds of newspaper
and magazine articles, booklets, brochures, papers, and other materials.
Michael
Rupured, Improving Family Financial Security: A Family Economics-Social
Work Dialogue, is an Extension Financial Management Specialist and
Public Service Associate with the University of Georgia College of Family
and Consumer Sciences. He is an active member of the Association for Financial
Counseling and Planning Education, serving as President in 2000. Rupured
provides leadership to the University of Georgia Cooperative Extension
Service financial management program with an emphasis on limited resource
audiences. He earned both a B.S. degree in Family Resource Management and
Consumer Studies and an M.S. in Family Economics from the University of
Kentucky.
Michael
Sherraden, Improving Family Financial Security: A Family Economics-Social
Work Dialogue, is Benjamin E. Youngdahl Professor of Social Development,
and founding director of the Center for Social Development (CSD), at Washington
University in St. Louis. In Assets and the Poor (1991) he coined
the phrase asset-based policy and proposed inclusive and progressive savings
in the form of individual development accounts (IDAs). IDA programs have
received bipartisan support at federal and state levels in the United States
and are being adopted in community development programs across the country.
Research findings at CSD have also influenced IDA policy development abroad,
most recently in the United Kingdom.