Financial
Counseling and Planning Journal
The Journal of the Association for Financial Counseling and Planning
Education
Volume 3, 1992
Table of Contents
Budgeting Practices Over the Life Cycle
Ruth A. Carr
Cash Flow Management of Low-income Newlyweds
Deborah D. Godwin and Joan C. Koonce
Determinants of Satisfaction with Preparations
for Financial Emergencies
Tahira K. Hira, Alyce M. Fanslow and Renate Vogelsang
The Relative Benefits of Making a Higher Down
Payment or Paying Points for a Lower Interest Rate
Michael L. Walden
An Evaluation of Expert Systems for Personal
Financial Planning
Brown
A Model of Credit Use and Financial Satisfaction
Jean M. Lown and In-Sook Ju
Optimal Credit Use With Uncertain Income
Jessie Fan, Y. Regina Chang, and Sherman Hanna
The Cost of the Support of College Students as
Affected by Their Choice of Public or Private School and Residence
Charlotte V. Churaman