Crites, A. M., Behal,
P. A., Haldeman, V. A. & Bennett, K. K. (2001). Changing financial behaviors through home study.
Financial Counseling and Planning, 12(2), 15-21.
Changing Financial Behaviors through Home Study
Crites1, Patricia A. Behal2, Virginia A. Haldeman3and Kymberley K. Bennett4
Parents of young children who participated in a home-study family financial
management program reported a change in their financial behaviors following
participation in the lessons. These parents, who subscribed to Money Sense
for Your Children (a six-lesson parent newsletter series), changed the
way they teach their children about money, changed the way they think about
family money management, and reported doing things differently because of
the lessons. The majority of participants indicated that after the lessons
they engaged in more of the ten recommended financial management practices
than they had previously.
Key words: Children and
money, Financial education, Financial management, Financial socialization,
1. Alice M. Crites,
Extension Educator, University of Nevada Cooperative Extension, P. O. Box
126, Logandale, NV, 89021. Phone: 702-397-2604. Fax: 702-397-8301. E-mail:
2. Patricia A. Behal,
Area Family Resource Management Specialist, University of Nevada Cooperative
Extension, P. O. Box 11130, Reno, NV 89520. Phone: 775-784-4848. Fax: 775-784-4881.
3. Virginia A. Haldeman, Professor Emerita, 2610 E. Section St. #19, Mount Vernon, WA 98274. Phone:
360-424-8514. E-mail: Ginhald@aol.com
4. Kymberley K. Bennett,
University of Nevada, Reno, Interdisciplinary Ph.D. Program in Social Psychology,
Mail Stop 140, Reno, NV 89557. E-mail: firstname.lastname@example.org
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