Leach, 1999 (2)

Leach, L. J., Celia R. Hayhoe, C. R. & Turner, P. R.
(1999). Factors affecting perceived economic well-being of college students:
A gender perspective. Financial Counseling and Planning, 10
(2), 11-22.

Factors Affecting
Perceived Economic

Well-being Of College
Students: A Gender Perspective

J. Leach
R. Hayhoe
2and Pamela
R. Turner

A gender analysis of factors influencing perceptions of economic
well-being can help financial counselors understand their clients’ needs.
The effects of selected perceptual and objective information variables
on perceived economic well-being are mediated by comparison of economic
outcomes and level of financial strain. The subjects of the study were
427 college students over age 18 who attended one of five state-sponsored
universities. Male and female students differ in the significance of factors
affecting the mediators and perceived economic well-being. These differences
need to be understood to tailor advice and teaching of skills in order
to optimize well-being.

Key Words: Gender
differences, Perceived economic well-being, College students

1. Lauren J. Leach, Assistant Professor, Northwest Missouri State
University, Maryville MO 64468. Phone:
660-562-1851. E-mail: LLEACH@mail.nwmissouri.edu

2. Celia R. Hayhoe, Assistant Professor, University of Kentucky,
Department of Family Studies, 315 Funkhouser, Lexington, KY 40506-0054.
Phone: 606-257-7745. E-mail: CRHAYH1@pop.uky.edu

3. Pamela R. Turner, Director of Housing, Consumer Credit Counseling
Service of Greater Dallas, 8737 King George Drive, Dallas, TX 75235. Phone:
. E-mail: pamela@cccs.net

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