Danes, 1999, Financial Counseling and Planning, v. 10 (1)


Danes, S. M., Huddleston-Casas, C. & Boyce, L. (1999). Financial Planning Curriculum For Teens: Impact Evaluation. Financial Counseling and Planning, 10(1),
25-37.


Financial Planning Curriculum For Teens: Impact Evaluation



Sharon M. Danes,(1) Catherine Huddleston-Casas,(2) and Laurie Boyce(3)




The purpose of the study is to assess the impact of a high school financial planning curriculum on the
financial knowledge, behavior, and self-efficacy of 4,107 teens nationally. Statistically significant
changes were found in financial knowledge, behavior, and self-efficacy both immediately after studying
the curriculum and three months after completing the curriculum. About half the teens had gains in
knowledge, a third had gains in behavior, and 40% increased their confidence in managing their
money.


Key Words: Financial curriculum, Financial literacy, Teen finances, Program evaluation



1. Sharon M. Danes, Professor, Family Social Studies Department, College of Human Ecology, University of Minnesota, 1985 Buford Avenue, St.
Paul, MN 55108. Phone: (612) 625-9273. Fax: (612) 625-4227. E-mail: sdanes@che1.che.umn.edu

2. Catherine Huddleston-Casas, Graduate Student, Family Social Studies Department, College of Human Ecology, University of Minnesota, 1985
Buford Avenue, St. Paul, MN 55108. Phone: (612) 625-2789. Fax: (612) 625-4227. E-mail: hudd0002@tc.umn.edu

3. Laurie Boyce, State Program Leader, University of Wisconsin–Extension, ljboyce@facstaff.wisc.edu


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