Contents, 1995 Issue of FERM Biennial
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Example of suggested citation (for those using APA format):
Oleson, B., Bradshaw, E. & Hanna, S. (1995). It’s about time -
A family time use educational tool. Family Economics and Resource Management
Biennial, 1, 71-72.
Families in the Information Age
Note from the Editor Sherman Hanna
New Knowledge Electronically Carole J. Makela
Role of Academic Units in Developing and Disseminating New Knowledge
Sharon Y. Nickols
Should Consumers Be Willing to Pay for Information About Quality and Price?
Implications for Cyberspace
Michael Finke, Mona Ismail, Peng Chen, Chandrika Jayathirtha, Hui Wang,
Sun-Young Park, Sherman Hanna
Information on the Electronic Superhighway Constance Kratzer, Karen
Invest in Youth
Support and Well Being Andrea Beller
Builds Financial Skills of Youth Linda Fox, Louise Parker
Methods of Teaching Financial Management to Youth
Chris Koehler, Mary Ann Lawroski, Marilyn Bischoff
Savings: Schooling on Choices Robert O. Weagley
Credit Smart Kids Celvia S. Dixon, Etta Mae Westbrook, Linda K.
in Youth: Using a Family Time Use Computer Program for Insights into Parents’
Time With Children
Brett Oleson, Eva Bradshaw, Sherman Hanna
Family Resource Management and Related Topics
Economics and Resource Management in a Reorganized USDA
Jane Schuchardt and Julia Dinkins
and Consequences of Reported Well-Being in the Province of Lublin, Poland
Mary Winter, Earl W. Morris, Krystyna Gutkowska, Marzena Jeewska, Teresa
Paaszewska-Reindl, Urszula Grzeszczak-wietlikowska, Krystyna elazna
Satisfaction with Choice of Retirement Community: Is Selection Process
Related to Outcome?
Aimee D. Prawitz, Frances C. Lawrence, Patricia J. Wozniak
of Managerial Behavior on Household Satisfaction Jamie Sung, Kathryn
Work: Gender Differences in Management Across Domains
Virginia Solis Zuiker, Kathryn Stafford, Ramona K. Z. Heck, Mary Winter
Family Resource Management: A Teams-Games-Tournament Approach
M. E. Betsy Garrison, Lydia B. Blalock
Family Financial Management
of Data Collection From Debtors in Bankruptcy After Discharge: A Pilot
Tahira K. Hira, Kyle L. Kostelecky
On The Edge: Characteristics and Practices of Overextended Homeowners
Barbara M. O’Neill, Ruth H. Lytton, Kathleen R. Parrott
Affecting Retirement Savings of Women in Two Age Cohorts Eunice
Kokrda, Sheran Cramer
of Banking Deregulation on Family Checking Ownership and Balance
Jing Jian Xiao, Lakshmi Malroutu, Geraldine I. Olson
Adult Education Principles in Financial Education for Low Income Audiences
Jeanne M. Hogarth, Josephine Swanson
First-Time Homebuyers Manage Their Money Sharon P. Blase
and Investing for Retirement: The Effect of a Financial Education Program
Sharon A. DeVaney, Liz Gorham, Janet C. Bechman, Virginia Haldeman
Financial Information Program: Reflections on Attitudinal and Behavior
Joan Kinney, Karen Goebel
Course Variables and Financial Satisfaction Elizabeth P. Davis,
Joan G. Gilbreth
Women Installing Their Own Glass Ceilings?
Patricia Olson, Jonathan Fox, Kathryn Stafford
Between Employment and Divorce Jeffrey S. Gray
and Expenditure Inequality: An Analysis Based on the Gini Coefficient
Hui Wang Winner of the Best Graduate Student Paper Award
Expenditure Patterns of Elderly Consumers: A Question of Time Allocation
Hui Wang, Chiu-Fui Joyce Mok, Jonathan Fox
Expenditures of Households: Tobit Analyses for Different Family Types
Sun-Young Park, Chiu-Fui Joyce Mok
Impact of Rising Prices on Out-of-Pocket Health Care Expenditures: 1980-1991
Sun-Young Park, Wendy Wasnich, Jonathan Fox
Intergenerational Interdependence: The Case of India and the United States
Sharon Y. Nickols, Carol B. Meeks, Krishna Oberoi, Anne L. Sweaney,
Understanding the Issues for Families and Communities Carole Makela,
Expenditure Patterns Among Korean Families Soon-Mi Kim, Gong-Soog
and Older Displaced Workers and Healthcare Benefits Jan L. B. Bowman
Note from the Editor
Professor, Consumer Sciences Department, 1787 Neil Ave., Columbus,
OH 43210-1290. Phone: 614-292-4584. FAX: 614-292-7536. Internet: email@example.com.
The Ohio State University
This first issue of the Family Economics and Resource Management
Biennial is a miracle of technology. Papers submitted February 1, 1995
have gone through double-blind reviews, multiple revisions, and are being
published June 7, 1995 in the present format. Out of 60 submissions, 16
were selected for full, competitive papers. All 51 papers published in
this issue went through extensive revisions. Each author was required to
submit a point-by-point response to each reviewer suggestion, and show
either how the reviewer suggestion was followed or why it should not be
followed. The rapid pace of revisions (in some cases, several rounds of
revisions) was possible only with email.
A small fortune was spent by authors on express delivery, although
some authors had communications software that allowed them to attach a
word processing file to an email message and obtain almost immediate delivery
for no cost.
(In shopping for communications software, look for new versions
of programs in Windows that allow for the MIME, BinHex and UUencode protocols
of file attachment. I used the commercial version of Eudora, which allows
for all three protocols.)
The speed with which this journal was put together was possible because
of the fast but thorough work done by many reviewers and by my editorial
assistant, Shannon McPherson. Elizabeth P. Davis of the University of Nebraska-Lincoln
and her reviewers did great work with the graduate student paper competition.
Over 20 graduate student names are listed (with some duplications) on papers
in this issue. The winner of the graduate student paper competition, Hui
Wang, and the runner-up, Glenn Muske, certainly deserve congratulations.
There are 520 citations in the reference lists in this journal. There
would have been more, except some authors had to delete reference lists
in order to meet the page limitations imposed. The author most cited is
Mary Winter of Iowa State University, who is listed in 11 citations. The
second most cited authors are Ruth Deacon and Francille Firebaugh, who
are cited 9 times. Gary Becker is third with 7 citations, followed by Tahira
Hira with 6 citations.
The range of topics is wide. I have grouped the papers in this issue
according to topics, rather than strictly adhering to the chronological
order of presentation at the conference. There are 11 articles related
to the preconference theme of Families in the Information Age, and
10 articles related to the AAFCS conference theme of Invest in Youth.
There are 11 articles related to Family Financial Management. Assigning
some of the other articles to categories is difficult, but there are 11
articles I put in the Family Economics category and 7 articles I
put in the Family Resource Management category.
There are 69 tables and 34 figures. All figures were put in word processing
files. This was the most serious cause of frustration, as some authors
sent separate graphics files that could not be translated by Wordperfect
6.1 for Windows. In retrospect, I should have simply specified including
any graphics file in a word processing file. I relied on WordPerfect 6.1
for Windows because it can read and write more formats than the leading
competition, Microsoft Word for Windows.
In order to put as many worthy articles as possible into this publication,
we used a relatively small font, 9 point CG Times. Some of the tables are
in 8 point CG Times. We put the titles in 12 point and the abstracts in
11 point. This is a compromise between comfort and cost. The familiar 12
point Courier font is easier on aging eyes but costs more to print because
it takes a lot more paper to print a given number of words.
The style used is the American Psychological Association (APA,) but
with a few minor modifications of mine. The use of the percent sign with
numbers in text is allowed by APA, but many authors seem to assume that
there is a rule against it. My favorite pet peeve against an APA rule is
the inclusion of a comma before an ampersand in a reference. One of the
small satisfactions I obtain as an editor is the power to set the rules
in a way I find logical. You can learn APA style fairly well by
examining articles in this journal, but do not expect 100% adherence.
The leadership of the Family Economics and Resource Management Division
will have to decide whether to continue with this experiment in having
the proceedings be a journal for the next biennial preconference to AAFCS
in 1997. Watch for the call for papers in AAFCS Action and other
places. I will try to provide as much helpful information to the next editor
as my predecessor, Elizabeth P. Davis, provided to me.