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Below are tables of contents of past proceedings. Please do not rely on this list for citations, as there may be some
1983. Provo, Utah. Theme: Enhancing Career Competency Through Education
Mason, Jerry and Poduska, Bud (1983). Financial Planner or Financial Counselor: The Differences are Significant, pp.4-11.
Hallman, Victor (1983). The Wharton School Program in Financial Planning pp. 12-14.
Parker, Douglas H. (1983). Professional Designations and Licensure–Financial Counselor/Planner Legal and Professional Responsibilities, pp.17-18.
Gibson, Robert E. (1983). The Counselor Certification Program of the National Foundation for Consumer Credit., pp. 19-24.
Forman, Cynthia E. (1983). The Certified Financial Planner (CFP) Program., pp. 25-28.
Johnson, Dale S. (1983). Professional Education Programs in Financial Counseling/Planning and Related Financial Sciences at the American College in Bryn
Mawr., pp. 29-37.
Bucker, William E. (1983). Operating a University Financial Counseling Clinic., pp. 38-40.
White, Lynne M. (1983). Operating the Financial Counseling Clinic in the Corporate Environment., pp. 41-46.
Stephenson, Mary J. (1983). Financial Counseling Program Maryland Cooperative Extension., pp. 47-50.
Hira, Tahira K. (1983). Financial Counseling/Planning Publications: A Survey of Selected Journals., pp. 52-56.
Williams, Flora L. (1983). Research in Financial Counseling and Contributions from Selected Studies., pp. 57-63.
Hall, Carl and Shuter, Emily (1983). Financial Counseling Hard Data for more Effective Interviews., pp. 64-69.
McKell, Lynn J. and Jenkins, James W. (1983). Computer Support of the Personal Financial Planning Function pp. 70-90.
Jenkins, James W. (1983). The Deflation-Hedge Bond Case., pp. 95-99.
Van Arsdale, Mary G. (1983). Training Counselors to Negotiate with Creditors., pp. 100-103.
DeBry, Paul R. (1983). Financial Counseling and Planning Consortium Income Tax Planning. pp. 104-108.
Hallman, Victor G. (1983). Advanced Financial Planning, pp. 126-130.
Bonnice, Joseph G. (1983). Personal Risk Management, pp. 131-133.
Horner, A. O. (1983). Financial Counseling/Financial Planning Past-Present-Future, pp. 144-151.
Reeves, John (1983). Financial Counseling from a Behavioral Perspective pp. 152-163.
Littlefield, Brent (1983). The Financial Counseling Internship Experience pp. 164-168.
Dill, Mike (1983). My Experience as an Intern pp. 168-173.
1985. Anaheim, California. Theme: Financial Planning and Counseling: A Career Frontier.
Berry, Ruth E. (1985). The Development and Implementation of an Emphasis in Financial Counseling at the Faculty of Human Ecology University of Manitoba pp.
Mason, Jerry (1985). Majoring in Family Financial Counseling and Planning at Brigham Young University, pp. 3-4.
Hira, Tahira K. (1985). Family Financial Counseling Curriculum, pp. 5-7.
Williams, Flora (1985). Financial Counseling and Planning at Purdue University, pp. 8-9.
Mau, Helen E. (1985). Graduate Certificate Program in Budget and Family Credit Counseling at San Francisco State University, pp. 10-11.
Walker, Rosemary (1985). Family Financial Advising at Michigan State University, pp. 12-13.
Bohn, Robert F. (1985). Golden Gate University’s Graduate Financial Planning/Services Programs, pp. 14-15.
Bannister, Rosella (1985). Financial Planning Education: New Growth and New Partnerships, pp. 16-17.
Stephenson, Mary J. (1985). Managing a Volunteer Financial Counseling Service, pp. 18-19.
Financial Planning: The Dynamic Growth Field of the 1980’s, pp. 20-30.
Feldman, Frances L. (1985). Enhancing Career Competence–Know Your Client: The Family in Today’s World, pp. 31-42.
Poduska, Bernard E. (1985). The Family in Today’s Money World- A Counseling Perspective, pp. 43-46.
Brehm, Priscilla A. (1985). My Financial Planning Career Past, Present, and Future, pp. 47-54.
McNamara, Jane E. (1985). Professional in an Emerging Field: A Financial Counselor’s View, pp. 55-59.
Edwards, Kay P. (1985). The Role of Academia in Setting Standards–For Both the Academician and the Student, pp. 60-66.
DeVinney, Fred H. (1985). Regulation of the Financial Planning Profession State, Federal, or Self Regulation, pp. 67-70.
Wilcher, Gary L. (1985). Professional Liability Insurance The Cost of Professionalism, pp. 71-73.
Berry, Ruth E. (1985). Establishing a Student Financial Counseling Service, pp. 74-76.
Liptrap, Patricia R. and Brown, Kathleen H. (1985). Credit Counseling in Ontario: How Effective is it?, pp. 77-95.
Shakoori, Khosrow and Guseman, Dennis (1985). A Framework for Developing a Marketing Strategy for Professional Financial Planners pp. 96-103.
Bohn, Robert F. (1985). Financial Planning and Services: An Historical Update, pp. 104-122.
Griffith, Reynolds (1985). Personal Financial Statement Analysis: A Modest Beginning, pp. 123-131.
Beutler, Ivan F. (1985). Understanding the Client–Beyond the Superficial, pp. 132-139.
Kitt, Karrol, Greninger, Sue A. and Hampton Vickie (1985). Problems Encountered in Retirement Planning, pp. 140-147.
Hanna, Sherman and Lindamood, Suzanne (1985). Factors Related to Overspending by Renter Households, pp. 148-155.
Mullis, Randolph and Pedro, Joan D. (1985). Assistance with Financial Concerns: Income Level Differences, pp. 156-175.
Edwards, Kay P. (1985). Using a Systems Framework for Organizing Financial Planning Programs and Teaching a Comprehensive Financial Planning Course, pp.
Lovell, Janis and Gustafson, A. William (1985). A Review of Family Financial Management Assessment for Financial Counseling, pp. 186-193.
Williams, Flora L. (1985). Resource Management in Times of Transition (Control Your Finances–Control Your Life), pp. 194-196.
Waddell, Fred E. (1985). Using Clinical Hypnosis in Family Financial Counseling, pp. 197-205.
Buckner, William E. (1985). Personal Financial Crisis Counseling, pp. 206-214.
Mason, Jerry (1985). AFCPE Internship Clearinghouse, pp. 215-216.
San Diego, IAFP Chapter (1985). Case Study, pp. 219-226.
Gustafson, A. William (1985). Family Finance: Different Strokes for Different Folks, pp. 227-228.
Hall, Carl and Johnston, William (1985). The Link: A Financial Counselor Training Program for Military Personnel, pp. 229-236.
1986. Chicago, Illinois. Theme: Quality Control in an Emerging Profession.
Edmondson, M. E. and Pasley, K. (1986). Financial Counseling Attitudes and Interests: An Exploratory Study of Remarried Individuals, pp. 1-10.
Bailey, William and Gustafson, William (1986). Gender and Gender-Role Orientation Differences in Attitudes and Behavior Toward Money, pp. 11-20.
Lown, Jean M. (1986). Financial Advising Needs of Remarried Couples, pp. 21-30.
Mason, Jerry (1986). Quality Control for Pre-service Financial Counseling and Planning Programs, pp. 31-32.
Johnson, Dale S. (1986). Quality Control Issues in Professional Education Programs, pp. 34-39.
Dickerson, Mary Dee (1986). The Blending Roles of the Financial Educator and Planner, pp. 40-43.
Turner, Josephine (1986). Diversity of Research Based Extension Programming, pp. 44-46.
Stephenson, Mary J. (1986). Diversity of Research Based Extension Programming Financial Management Education, pp. 47-50.
Maddux, Esther M. (1986). Examples of Research Based Extension Programming, pp. 51-53.
Rusco, John (1986). Human Understanding and Growth Strategies, pp. 54-60.
Fletcher, Cynthia N. (1986). Assessing the Validity of Financial Counseling Evaluation Research, pp. 61-70.
Wood, Rita T. (1986). A Study of Financial Counseling in New Zealand and Australia, pp. 71-80.
Freeman, Jean A. (1986). Quality Control in Delivery of Multiple Products and Services, pp. 81-85.
Williams, Flora (1986). Careers in Financial Counseling and Planning Based on Research in Consumer Needs and Placement of Graduates, pp. 86-95.
Hira, Tahira K. (1986). Certified Financial Planners: A Practice Profile, pp. 96-107.
Kellar, Barbara A. (1986). Model for Delivery of Financial Services to Military Personnel, pp. 108-113.
1987. Atlanta, Georgia. Theme: Accenting Our Focus on Competency: Professional Enrichment.
Benedict, Philip C. (1987). Tax Reform 1986 Style: The Good, The Bad, and The Ugly, pp. 1-3.
Wilhelm, Mari S., Iams, Donna R., and Ridley, Carl A. (1987). Unemployment and Marital Well-Being the Impact of Changes in Financial Management, pp. 4-16.
Fletcher, Cynthia N. (1987). Farm Family Financial Adjustments, pp. 17-24.
Fletcher, Cynthia N. and de Baca, Mary M. (1987). Iowa Farm and Family Management Program, pp. 25-34.
Gustafson, A. William (1987). Evaluation Criteria Development: An Examination of Selected Financial Planning Software, pp. 35-45.
Cramer, Sheran L. and Knaub, Patricia (1987). The Role of Financial Counseling in Reducing Stress Among Farm/Ranch Families, pp. 46-57.
Danes, Sharon M. and Bauer, Jean W. (1987). Financial Management Education for Families in Transition, pp. 58-69.
Lytton, Ruth H., Garman, E. Thomas, and Dail, Paula W. (1987). Middle Class Financial Management: A Profile, pp. 70-79.
Prather, Carole G. and Hanna, Sherman (1987). Ratio Analysis of Personal Financial Statements: Household Norms, pp. 80-89.
Varcoe, Karen P. and Wright, Joan (1987). Money Sense–Can a Volunteer Educational Program Make a Difference? , pp. 90-101.
Cook, Janeen and Lown, Jean M. (1987). Financial Counseling Research: Review and Recommendations, pp. 102-114.
Williams, Flora L. (1987). Management and Evaluation of Professional Preparation for Financial Counseling and Planning in the University Course, pp. 115-126.
Johnson, Dale S., Bannister, Rosella, McNamara, Jane, Perch Karen, Poduska, and Williams Flora (1987). Report of the Curriculum Committee, 1986-1987
Association for Financial Counseling and Planning Education, pp. 127-163.
Mayo, Herbert B. (1987). The Need for a Theoretical Framework in Financial Planning, pp. 162-169.
Hayden, Larry D. (1987). Financial Planning Moves Toward Professionalism, pp. 170-177.
1988. Lubbock, Texas. Theme: Families and Finances: Agenda for the Future.
Varcoe, Karen P. (1988). Using Clientele to Develop Financial Management Programs, pp. 1-25.
Hira, Tahira K. (1988). Money Management Practices and Satisfaction with Various Aspects of Household Finances Among Japanese, pp. 26-46.
Diamond, Rachel A. and Widdows, Richard (1988). Are Financial Planners Doing the Most to Maximize Client Life Satisfaction? , pp. 47-63.
Hanna, Sherman (1988). Risk Versus Return for Risk Averse Investors: Cref Versus Tiaa, pp. 64-72.
Beutler, Ivan F. (1988). The Time Value of Money– Estimates For Individual Families, pp. 73-84.
Williams, Flora L. (1988). Financial Counseling and Planning Provided by the University, pp. 85-103.
Rettig, Kathryn D. (1988). Cognitive Style Preferences and Financial Management, pp. 104-116.
Cook, Janeen (1988). Attitudes Toward Seeking Financial Counseling: Instrument Development, pp. 118-120.
Bailey, William C. (1988). Money Attitudes Scale, pp. 121-123.
Holden, Annette T. and Foster, Ann C. (1988). Take Charge of Your Life and Financial Destiny p. 124.
Furry, Marilyn M. (1988). Financial Management – Helping Others, pp. 125-126.
Maloney, Marilyn L. (1988). How to Budget Personal and Household Money p. 127.
Granovsky, Nancy L. (1988). Financial Management For Young Couples p. 128.
Matejic, Denise M. (1988). Using Financial Planning and Decisionmaking Tools. An Evaluation/Impact Report, pp. 129-131.
Matejic, Denise M. (1988). Program Development in Cooperative Extension. A Grass Roots Approach, pp. 132-134.
Matejic, Denise M. (1988). Pre-Retirement Financial Planning Education in New Jersey 1985-87, pp. 135-137.
McNamara, Jane E. (1988). Consumer Credit Counseling Services “Profile and Characteristics of Clients.” , pp. 138-142.
Horner, Albert O. (1988). Employee Benefits “Nonprofit Financial Counseling Agencies.” , pp. 143-148.
Maddux, Esther M. (1988). Financial Counseling Services Provided by the Georgia Cooperative Extension Service, pp. 149-155.
Israelsen, Craig L. (1988). Understanding More About Mutual Fund Investing, pp. 156-177.
Mugenda, Olive (1988). Influence of Net Worth, Future Planning, and Satisfaction With Future Plans on Households’ Satisfaction With Quality of Life, pp. 178-198.
Williams, Flora L. and Diamond Rachel A. (1988). Housing Expenditures Revealed by Research: Implications for Advising the Middle Income Client on Housing
as an Investment, pp. 199-215.
1989. Ypsilanti, Michigan. Theme: Personal Finances in the 90’s: Implications for Professionalism.
Hanna, Sherman (1989). Optimal Life Cycle Savings, pp. 2-16.
Lytton, Ruth H., Garman, E. Thomas, and Sturgeon, Jean A. (1989). Evidence on Content and Format of a National Certification Examination for Financial
Counselors, pp. 17-29.
Burns, Sharon A. (1989). The Relationship Between Demographic Characteristics, Retirement Analysis Parameters and the Results of a Perception-Based
Retirement Analysis, pp. 30-39.
Cramer, Sheran L., Stanek, Kaye, and Abbott, Douglas (1989). Family Well-Being: A Product of Financial Counseling/Education, A Multi-Environmental
Approach, pp. 40-49.
Williams, Flora L. (1989). Counseling Theories as Related to Financial Counseling, pp. 50-83.
Israelsen, Craig (1989). Six Decades of Family Resource Management Research, pp. 84-101.
Granovsky, Nancy L. (1989). Money Talks for the Sandwich Generation, pp. 102-105.
Foster, Anne C. and Gauthier, Norman L. (1989). Planning Your Estate, pp. 106-109.
Scannell, Elizabeth (1989). Money in Music: An Innovative Teaching Approach, pp. 110-113.
Prochaska-Cue, Kathy (1989). Towards a Model of Personal Financial Management Style, pp. 114-117.
Edmondson, Mary Ellen, and Pasley, Kay (1989). Financial Management and Remarriage: A Comparison Males’ and Females’ Attitudes and Behaviors, pp. 118-121.
Lytton, Ruth H. and Garman, E. Thomas (1989). Insights Into the Financial Management Practices of Dinks, Singles, Blended and Sandwich Families, pp. 122-125.
McMaster, Paul A. (1989). Consumer/Investment Fraud and the Elderly Consumer, pp. 126-129.
Settles, Barbara H. (1989). Manual for Peer Leadership Interactive Planning for Family Futures, pp. 130-133.
Dulmes, Pat and Bannister, Rosella (1989). A Public-Private Partnership in Personal Finance Education, pp. 134-137.
1990. Columbia, Maryland. Theme: Many Perspectives Coming Together.
Garman, E. Thomas (1990). Priorities for Family Financial Management in the 1990’s, pp. 1-2.
Williams, Flora L. (1990). Challenges and Careers: Expanding Opportunities for Financial Counseling and Planning Graduates in the 1990’s, pp. 3-19.
Sullivan, Teresa A., Warren, Elizabeth, and Westbrook, Jay L. (1990). As We Forgive Our Debtors: Bankruptcy and Consumer Credit p. 20.
Hira, Tahira K. (1990). Causes and Effects of Consumer Bankruptcies: An International Comparison, pp. 21-38.
Cramer, Sheran L. (1990). Financial Management Practices: A Comparison of Six Cultures p. 39.
Edmondson, Mary E. and Pasley, Kay (1990). Remarriage and Finances: Implications for Financial Counselors p. 40.
Gambee, Karen L. (1990). Reverse Annuity Mortgages: Providing an Additional Source of Retirement Income p. 41.
Hanna, Sherman (1990). Issues in an Expert Systems Program for Family Spending Analysis p. 42.
O’Neill, Barbara (1990). Case Study Analysis: A Tool for Financial Planning Education p. 43.
Porter, Nancy M. and Lytton, Ruth H. (1990). “Personal Financial Reports” Two Ways to Provide Feedback p. 44.
Williams, Flora, Lown, Jean, Haldeman, Virginia, Garman, Tom, Fletcher, Cindy N., and Cramer, Sheran (1990). Financial Concerns of Employees and Their
Productivity, pp. 45-68.
Swift, Anne V. (1990). Client Evaluation of a Campus Financial Counseling Clinic, pp. 69-80.
Shorney, Peggy L. (1990). Reliability of the Adlerian Priorities Scale and Implications for Financial Counseling, pp. 81-95.
Godwin, Deborah D. (1990). Toward a Theory of Family Cash Flow Management, pp. 96-115.
Hayhoe, Celia R. (1990). Theoretical Model of Perceived Economic Well-Being, pp. 116-141.
Porter, Nancy M. and Garman, E. Thomas (1990). A Conceptual Framework for Measuring Financial Well-Being, pp. 142-152.
McKinney, Michelle A. (1990). A Model of Financial Decision-Making For Children, pp. 153-164.
Reyna, Marie J. (1990). The Influence of the Bases of Power on Decision-Making Among Financially Distressed and Nondistressed Couples, pp. 165-181.
Lown, Jean M. (1990). The influence of the bases of power on decision-making among financially distressed and nondistressed couples: Discussion, pp. 182-183.
Ellis, Richard S., Garman, E. Thomas, and Lytton, Ruth H. (1990). The Family Financial Management Curriculum at Virginia Tech, pp. 184-187.
Hayhoe, Celia R. (1990). Perceived Economic Well-Being and Active Participation in Financial Decision Making, pp. 188-203.
Vogelsang, Renate (1990). Insurance Knowledge and Coverage: Determinants of Satisfaction with Preparation for Financial Emergencies, pp. 204-224.
Hutchins, David E. (1990). The TFA Model: Financial Counseling
and Interpersonal Relationships, pp. 226-239.
1991. Kansas City, Missouri. Theme: Financial Challenges for the Twenty-First Century.
Garman, E. Thomas (1991). Strengthening AFCPE as an Organization: The Future Looks Bright, pp. 3-4.
Hira, Tahira K. (1991). Welcome to AFCPE 1991 National Conference, pp. 5-13.
King, David M. (1991). The Challenges of Providing Financial Planning Services to Middle America p. 14.
Pond, Jonathan (1991). Financial Planning in the Twenty-First Century: Some Predictions and Recommendations p. 15.
Wilwerding, Ron (1991). Consumer Credit Legislation Direction for the Year 2000 p. 16.
Cutler, Becky (1991). Interfacing With CCS Educational and Counseling Programs p. 17.
Israelsen, Craig L. (1991). Examining The Impact of Consumer Debt on Parent-Child Interaction, pp. 18-35.
Leech, Irene E. and Lytton. Ruth H. (1991). Meeting Health Care Costs: Attitudes and Behaviors as Determinants, pp. 36-47.
Prochaska-Cue, Kathleen (1991). Towards a Cognitive Model of Personal Financial Management Style, pp. 48-68.
Fitzsimmmons, Vicki S. and Leach, Lauren J. (1991). Marital Stability: Role of Financial Management in Predicting Divorce, pp. 69-81.
Danes, Sharon M., Rettig, Kathryn D., and Bauer, Jean W. (1991). The Role of Perception in the Intention to Change the Family Financial Situation, pp. 82-99.
Williams, Flora L. (1991). Financial Management Practices by Socioeconomic Characteristics and Their Relationship to Productivity, Satisfaction with Money
Management, and Quality of Life, pp. 100-125.
Lee, Hye Kyung and Hanna, Sherman (1991). Wealth and Stock Ownership, pp. 126-140.
Mugenda, Olive, Hira, Tahira, and Fanslow, Alyce (1991). Influence of Net Worth, Financial Planning, and Satisfaction With Future Plans on Households’
Satisfaction With Quality of Life, pp. 141-155.
Johnson, Jeremiah (1991). The Money Control Workshop: How to Use Small Group Dynamics to Change People’s Behavior and Their Lives, pp. 156-157.
Flashman, Robert and Perch, Karen L. (1991). An Innovative Financial Counseling Program: Implications for Extension’s Future Involvement in Reaching Families
at Risk, pp. 158-159.
Goetting, Marsha A. (1991). Tracking Spending? The Easy Way, pp. 160-168.
Gatherum, Antone J. (1991). Benefits in the Public and Private Sectors: Projections and Implications for Policy, pp. 169-183.
Wilhelm, Mari S. and Varcoe, Karen (1991). Assessment of Financial Well-Being: Impact of Objective Economic Indicators and Money Attitudes on Financial
Satisfaction and Financial Progress, pp. 184-201.
Dwyer, Daniel (1991). “A Tale of Two Cases”: The Imminent Retirement Phenomenon p. 202.
Iams, Donna R. and Gross, Patricia E. (1991). The Predictors of Post-Retirement Employment Among Western Land Grant University Preretirees p. 203.
Keating, C. A. and Davis, E. P. (1991). Consumer Confusion Regarding Disability Insurance p. 204.
Cramer, Sheran L. (1991). Families in Transition: Application of a Model to Financial Management Practices p. 205.
Hanna, Sherman (1991). Optimal Credit With Uncertain Income p. 206.
DeVaney, Sharon and Hanna, Sherman (1991). The Effect of Children on Savings p. 207.
Qusus, Rajai J. (1991). Risk Aversion and the Use of Put Options to Insure Risky Portfolios, pp. 208-218.
Seibert, Larry J. (1991). Characteristics of Saving and Non-Saving Households Among the Working Class in The United States, pp. 219-229.
Habrank, Ken and Kellar, Barbara (1991). After Desert Storm: Financial Challenges Faced by Military Families and Consequences for the Military Family Service
Agencies p. 230.
Spratley, Denise and Truman, Tim (1991). The Role of the Debtor Counselor in the Chapter 13 Bankruptcy Office p. 231.
Horner, Albert O. and Tripp, Delores (1991). Merging Financial, Physical, and Mental Wellness: A Comprehensive Approach to Employee Wellness p. 232.
Van Name, Judith A. (1991). Financial Counseling and Planning Programs Survey Summary, pp. 233-241.
Biographical Sketches of Speakers, (1991), pp. 242-247.
Tables of contents for the 1992-1995 AFCPE Conference Proceedings will be added in the next month or so.