2019 Session I: Tanya R. Rutner

Yiting Lan
Human Sciences, Consumer Sciences
Drew Hanks, Advisor

The Impact of In-kind Food Benefit Increase on Consumption

In this study, firstly, we try to test whether low-income inframarginal households increase their food expenditure after SNAP benefits increase by using Consumer Expenditure Survey (Diary) data. Secondly, we investigate whether those low-income inframarginal households increased certain food categories expenditure.

Huiling Huang
Human Sciences, Consumer Sciences
Stephanie Q Liu, Advisor

“In High Eemand” Versus “Limited Supply”: How Scarcity Appeals and Power Influence Consumer’s Purchase Intention

This study examined the impact of scarcity appeal (demand-framed versus supply-framed) and power (low versus high) on consumers’ purchase intention in an online booking context. Moreover, the perceived risk was disclosed as the underlying mechanism.

Guangyi Wang
Human Sciences, Consumer Sciences
Lauren Jones, Advisor

ACA Premium Subsidies and Housing Expenditures among Renters

Life-cycle model suggests that uninsured households facing unpredicted, large medical expenditures should reduce their consumption and maintain a savings buffer against financial shortfalls. Housing expenditures represent a large portion of spending for low-income renters. We examine the effect of health insurance on renters’ housing consumption.

Youngwon Nam
Human Sciences, Consumer Sciences 
Cäzilia Loibl, Advisor

Underinsured households in United States-An analysis of financial security against premature death

This study develops comprehensive measures about the adequacy of insuring human capital, which incorporate the components of household wealth as substitutes of life insurance. Based on this, we examine which households are underinsured. Findings provide recommendations for underinsured consumers regarding risk management again premature death.