Can you believe that you are over halfway through the challenge? Lesson 4 focuses on credit and your own credit standing. On average, each U.S. household with a credit card carries over $15,000 in credit debt. As you work through Lesson 4, you will:
- Get your credit scores and/or history.
- Create a plan for paying off or reducing your debt.
Do you know “How Much Credit Can You Afford?” Check out our video to find out.
If you find your debt is out of control, Ohio State University Extension has another tool available to you. The In Over Your Head: Life Saving Strategies for Financial Crisis resource book helps lead those overwhelmed by debt through specific action steps.
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Author: Kristen Corry, M.A., Extension Educator, Family and Consumer Sciences, Monroe/Noble Counties; Buckeye Hills EERA; corry.10@osu.edu
Reviewer: Cindy Shuster, M.S., CFLE, Extension Educator, Family and Consumer Sciences; Ohio State University Extension, Perry County; Buckeye Hills EERA; shuster.24@osu.edu