Public Service Loan Forgiveness Waiver – You may be eligible for student loan forgiveness

From now until October 31, 2022, public service employees of qualifying organizations are eligible to apply for the Limited PSLF Waiver, and may be able to have student loan debts forgiven. In order to qualify, employees must have a Direct Loan(s), and be working for a government or nonprofit agency for at least ten years while making payments on your loans.

If you think your employment may qualify, you are encouraged to apply, even if you have not made 120 student loan payments or been employed with a qualifying agency for ten years. Check your employer’s eligibility by using the PSLF Help Tool .

Find more information or apply by October 31 here:  https://studentaid.gov/announcements-events/pslf-limited-waiver?utm_source=mcp&utm_medium=email&utm_campaign=camp_607

What to know about President Biden’s recent announcement on student loan forgiveness

(Image source: twitter.com/POTUS)

As many of you know, President Biden announced earlier today his intentions to forgive up to $20,000 in federal student loan debt for Americans under a certain income threshold, as well as extend the COVID-19 pandemic-related payment freeze for federal loan borrowers through 2022.

We understand that you likely have questions about whether you qualify for this forgiveness, so we’ve assembled the below information to help you better understand what this historic announcement means for you.

What did President Biden say about student loan forgiveness?

On August 24, 2022 President Biden announced that he intends to implement action allowing individual borrowers who earn less than $125,000 annually, or families earning less than $250,000 annually to receive $10,000 in federal student loan forgiveness.  He also announced that the current freeze on federal student loan payments would be extended four additional months, ending in January 2023.

Additionally, President Biden announced that those who have received Pell Grants in the past would be eligible for an additional $10,000 in federal loan forgiveness, bringing the total student loan forgiveness amount that these individuals are eligible for to $20,000.

How do I know if I am eligible for loan forgiveness?

If you are an American who currently has a student loan balance, and whose earnings fall within the above income guidelines, then you are likely eligible for the initial $10,000 forgiveness. Pell Grant recipients, those undergraduates who have the most significant financial need, may be eligible for the additional $10,000 forgiveness.

There are two ways to check into whether or not you are a Pell Grant recipient:

  1. – Use your FSA ID to log into your Free Application for Federal Student Aid (FAFSA) account.

You will need the username and password that you created when you first processed your FAFSA form in order to access this account.  Once inside your dashboard, you will select “view Student Aid Report (SAR)” on your homepage.  This report will show you which financial aid awards you have received in the past, and which others you are eligible for.

  1. – Visit the National Student Loan Database website.

What other opportunities are there for student loan forgiveness that I should know about?

From now until October 31, 2022, public service employees of qualifying organizations are eligible to apply for the Limited PSLF Waiver and may be able to have student loan debts forgiven. In order to qualify, employees must have a Direct Loan(s), and be working for a government or nonprofit agency for at least ten years while making payments on your loans.

If you think your employment may qualify, you are encouraged to apply, even if you have not made 120 student loan payments or been employed with a qualifying agency for ten years. Check your employer’s eligibility by using the PSLF Help Tool .

For the full fact sheet on President Biden’s announcement regarding student loan debt relief, see the statement released from the White House here.

Be a Great Ally In and Outside of the Office

The month of June is one in which we celebrate diversity in its many forms throughout the United States. June is LGBTQ+ Pride Month, as well as the month where we celebrate the freeing of enslaved African Americans via the Emancipation Proclamation on Juneteenth.

Whether or not you identify as a member of either group, there are specific ways that you can be supportive of your traditionally disenfranchised colleagues both in and outside of the office. Read on for some easy, actionable tips for supporting others in the workplace during June and throughout the rest of the year.

1. Educate yourself
The first step in good allyship is to learn (or in some cases, unlearn) about the issues. Read books on the history of systemic inequality, have open conversations with people who have different backgrounds and experiences, and make an active effort to diversify your networks. Be sure to approach conversations with curiosity, but be careful to avoid dissecting the lived experiences of others or refuting their perceptions of their experiences. Increasing your knowledge is an important place to start in your allyship.

2. Resist assuming what others need
What one person needs (or wants) in terms of allyship may be different from another colleague. It can (understandably) be confusing at times to determine what the best actions are for you to take as an ally. The best way to decide how to move forward? Ask.

Remember that your colleagues have agency all their own, and while they may appreciate you speaking up or otherwise acting on their behalf, there may be better ways to support them. If you are unsure about how best to be an ally, always err on the side of caution and simply ask the person how you can be supportive of them.

3. Don’t underestimate the power of being the “second courageous” – Adapted from BetterAllies.com
We’ve all been there — in a meeting or in the break room, where someone uses offensive terminology or makes an inappropriate joke. One courageous soul intervenes to push back against this behavior, and everyone else shifts awkwardly as they wait for the exchange to be over.

Many times, we have a habit of employing delayed camaraderie — reaching out afterward to the brave soul and letting them know that you appreciate them for speaking up. But what if instead, you do that in the moment? There is just as much power in being the second courageous person to say, “Hey — not cool” when someone makes an offensive remark in your workplace. Doing so not only shows those around you that you are an ally, but it also lets the offending person know that their behavior is deemed unacceptable by more than just one person, encouraging them to rethink their own attitudes in the process.

Here at Ohio State, we adhere to the university-wide Shared Values Initiative. This initiative reminds us of the values that we share as a university community, and our shared commitment to those values. As an alumnus (or friend) of the university, these values extend to you as well. We encourage you to explore the university’s Shared Values Initiative to understand this effort within the Ohio State community, and consider ways that you can utilize this language and effort in your own endeavors to be better ally to those around you.

 

Alumni Spotlight – Meet Melissa Trahyn!

Degree: Bachelor, Music Education
Graduation Year: 1998
Current Occupation: Educational Technology Specialist

 

  1. – What brought you to The Ohio State University?

I went to Ohio State to be in the Marching Band.  In my junior year of high school in Kentucky, we visited the Stadium Bandroom, spoke with then director, Dr. Woods, and saw a performance of the OSUMB.  I knew, from that point on, that I wanted to go to Ohio State to be in the Marching Band.

 

  1. – How did your experiences at Ohio State shape your career path?

I came into my current career after 20 years on another path.  While at Ohio State, I got the international bug and traveled outside of the US a lot through my involvement with Cru (then Campus Crusade for Christ).  That led to me spending a year after graduation teaching English in Central Asia.  Upon my return, I taught for 2 years in public and private schools in Indianapolis, but still wanted to be in more of an international environment.  In 2001 took a job at Butler University which started my 20-year stint in International Education at the university level.  I have held positions in English as a Second Language programs, International Student Services Offices and Study Abroad organizations.

During the pandemic of 2020, international education took a big hit and I found myself out of work for the first time in over 16 years.  I took a career pivot in July 2020 and accepted a position as an Educational Technology Specialist, something I had been learning, using, and informally training for in my previous position through experiences and opportunities that were afforded to me.  Now I work with faculty at the Christian Theological Seminary in Indianapolis, to design online courses that are not only pedagogically sound, but engaging to the students through a virtual environment.

 

  1. – What advice do you have for OSU alumni and students interested in pursuing a career in your field?

Every job you take, every position you are in, you are learning.  Never stop learning as the path you think you want may not be the path you end up on 20 years later.  I’m an educator at heart and have found myself in a variety of fields in education, from teaching K-8 music, to teaching ESL, to working with international students and study abroad students, and now working with faculty.  Find what you love; find what brings you joy and pursue that.  My current field of EdTech is really taking off since the pandemic.  I find I’m energized by helping others find connections and engagement and have found that my current field of EdTech is a catalyst for engagement in the classroom.

 

  1. – What is your greatest professional accomplishment?

I think my greatest professional accomplishment is that I have never stopped learning.  I have recently been accepted into a doctoral program at Indiana University in Instructional Systems Technology which will commence in Fall 2021.  I never thought I’d get to this point of pursuing a doctoral degree and am very proud of where I am now.

 

  1. – What inspires you in your profession?

An idea or concept that “clicks” for someone is so inspiring.  I love that “lightbulb” moment where people finally get it!  I want to jump up and down when that happens.  Whether it’s a musical piece that finally came together, someone communicating for the first time in English, or a faculty member making a meaningful connection with a student virtually – those moments inspire me and keep me going.

 

  1. – In what ways have you stayed connected with OSU after your graduation?

It’s taken me some time to get to where I am today.  Upon graduation, I immediately moved overseas.  When I came home, my parents were living in a city and state I had never lived in, and I was without work.  After getting married and having kids, time just flew right by…but in the summer of 2020, I felt the urge to reconnect when I saw an announcement for a TBDBITL Alumni Club Board of Governors (BOG) At Large Position.  I reached out, put my name in the hat, and was voted in during the September 2020 BOG meeting!

Since then, I’ve been passionate about helping others who may not live in Columbus, reconnect.  I have done this by spearheading the social media for the TBDBITL Alumni Club.  I revived the Club’s Facebook page and created a LinkedIn page in December 2020.  Since then, our Facebook page has increased its followers by 20% and our LinkedIn page has gained 241 new followers since its inception.  Our 2021 goal for these two platforms is to see 1000 followers on Facebook and 500 on LinkedIn by year’s end.  Since March 2021, I have also revived the Instagram and Twitter feeds for the Club and have seen our interactions and followership grow with each post.  We currently have an alumni campaign highlighting “The Best Damn Alumni” each month.  This social media campaign runs on Facebook, LinkedIn, and Instagram and has been a great collaboration between the Awards Committee and Communications of the TBDBITL Alumni Club.  I’m so excited to be serving in this way and it’s very rewarding to see the conversations going on between alumni on these platforms.

You can find us and help us meet our follower goals at:

Career Management Staff Receives Diversity, Equity, Inclusion Certification

Often in the Office of Alumni Career Management, we talk to clients about the importance of continuing professional development, and a commitment to consistent personal growth. We are also committed to doing this in our personal lives as well.

In that spirit, we are excited to amount that both Marilyn and Kioshana have recently completed the Diversity, Equity, and Inclusion in the Workplace certificate program offered through the University of South Florida’s Muma College of Business! The seven-week program, created in partnership with the Tampa Bay Lightning and Jabil, focused on ways for organizations to create diverse workplaces, address equity issues, and foster inclusivity.  In order to obtain this certificate, we completed seven two-hour modules related to important topics in the DE&I workplace, including emotional intelligence, stereotypes and biases, community outreach, and crafting a sustainable business model. We were also tested on each of the cornerstone topics and earned 1.4 continuing education credits as part of this program.

In this office, and at the university at large, we pride ourselves on our ongoing commitment toward making the workplace a more equitable and healthy place for professionals to thrive, and this training will help support that mission going forward.  For more information on this certification, visit the website here.