Table of Contents
Financial Counseling and Planning
The Journal of the Association for Financial Counseling and Planning Education
Sherman Hanna, Jessie X. Fan, and Y. Regina Chang
Perceived Adequacy of Retirement Income 17
Y. Lakshmi Malroutu and Jing J. Xiao
Retirement Preparation of Older and Younger Baby Boomers 25
Sharon A. DeVaney
Should You Retire at Age 62 or 65? 35
Craig M. Newmark and Michael Walden
Justifying the Use of Economic Insights in Ordinary Decisions 45
James N. Morgan
Walt Woerheide
Economic Adjustment Strategies of Farm Men and Women Experiencing Economic Stress 59
Sharon M. Danes and Kathryn D. Rettig
Discriminating Between Primary Family Financial Managers and
Other Adults in the Family
75
Celia Ray Hayhoe and Mari S. Wilhelm
First-Time Homebuyers Programs as an Impetus for Change in Budget Behavior 83
Gladys G. Shelton and Octavia L. Hill
Roger Swagler, John Burton, and Joan Koonce Lewis
Patterns of Household Financial Asset Ownership 99
Jing J. Xiao
Determinants of Family Bond and Stock Holdings 107
Lucy X. Zhong and Jing J. Xiao
Valuing a Constant-Growth Annuity: An Applied Approach Using a Financial Calculator 115
Michael J. Sullivan
Patterns of Adequate Household Emergency Fund Holdings: A Comparison of Households in
1983 and 1986 119
Y. Regina Chang and Sandra J. Huston
Comparison of Financial Well-Being of Older Women: 1977 and 1989 129
Gong-Soog Hong and Patricia M. Swanson
Dong-Hoon Oh
Investment Portfolios and Human Wealth 147
Hye-Kyung Lee and Sherman Hanna (Click here for full article)