Financial
Counseling and Planning Journal
The Journal of the Association for Financial Counseling
and Planning Education
Volume 5, 1994
Table of Contents
The
Usefulness of Financial Ratios as Predictors of Household Insolvency: Two
Perspectives
Sharon A. DeVaney
Perceived
Saving Motives and Hierarchical Financial Needs
Jing J. Xiao and Franziska E. Noring
Saving
Behavior of U.S. Households in the 1980s: Results from the 1983 and 1986
Survey of Consumer Finance
Y. Regina Chang
Net
Worth Change: Beginning and Expanding Life Cycle Stages
Vicki Schramm Fitzsimmons and Lauren J. Leach
Significance
of Sources of Retirement Planning Information for Farmers
William C. Bailey and M. Jean Turner
The
Pension Penalty Associated With Changing Employers
Walt Woerheide and Rich Fortner
Accuracy
Differences as a Function of Preparer Status: An Analysis of Money’s Tax
Test
Frances L. Ayres and Kathleen Blackburn Hethcox
Parental
Perceptions of Children’s Financial Socialization
Sharon Danes
Money
Management Needs of Elderly Living in the Community
Jean W. Bauer and Marlene S. Stum
Antecedents
and Consequences of Newlyweds’ Cash Flow Management
Deborah D. Godwin
Married
Women’s Labor Force Participation as Divorce Insurance
Catherine Phillips Montalto