About the Panel
Y. Regina Chang
is an assistant professor in the Consumer and Family Economics Department at
the University of Missouri-Columbia. She received a Ph.D. in Family
Resource Management at The Ohio State University in 1993. She was a
winner of the McGraw-Hill Competitive Paper Award of the Academy of
Financial Services in 1991 and 1992.
Sherman Hanna is a professor in the College of Human Ecology at The Ohio
State University. He received a Ph.D. in Consumer Economics from Cornell
University and a B.S. in Economics from the Massachusetts Institute of
Technology. He is the editor of Financial Counseling and Planning.
Sandra J. Huston is a Ph.D. student at the
University of Missouri-Columbia in the Department of Consumer and Family
Economics. She received a Masters of Science degree from the University of
Guelph, Department of Consumer Studies. She was previously a Financial
Analyst for the Provincial Government of Manitoba, Department of Family
Services, Income Security Division.
Jing J. Xiao is an Associate Professor at the University of Rhode Island. He
received a Ph.D. in Consumer Economics at Oregon State University in 1992.
He was the winner of the 1992 Dissertation Award of the American Council on